Uninsured Driver Claims – Road Traffic Accident

Road traffic accidents occur in Ireland whereby a driver has no insurance at the time of the incident.

Each vehicle driver in Ireland is required to have insurance arising from Section 56 of the Road Traffic Act of 1961.

In the event an accident occurs wherein the road user who caused the accident does not have vehicle insurance, the Motor Insurers’ Bureau was created in 1955 to compensate victims in circumstances where an offending driver was uninsured or is unidentified or has absconded.

Notification to the Motor Insurers Bureau of Ireland

If one wishes to commence a personal injury claim involving an uninsured driver, it is necessary to give prior notice to the Bureau on the MIBIs Claim Notification Form.

Material information, such as, medical reports need to be provided to the Bureau.

Personal Injuries Assessment Board

A claim must be submitted to the Injuries Board and a detailed post about this Board can be seen here.

A detailed post about the personal injury claims process can be seen here.

Road Traffic Act 2023

Since the introduction of this act An Garda Siochana can check insurance details with the Automatic Number Plate Recognition system which is in Garda cars.

Personal Injury Solicitors

Kieran Cleary and Roger Cleary, Personal Injury Solicitors can help with questions you may have regarding negligence, liability, case viability etc. and our numbers are (01) 546 1121 or  (052) 612 1999 or our email address is info@clearysolicitors.com


Please be advised that the above-mentioned material is intended as an overview and as a broad out-line of the topic discussed. It should not be considered as complete and comprehensive legal advice, nor act as an appropriate substitute.

Due care has been taken in the publication of this article and we do not accept legal liability as a result of reliance on any material covered in the above article.

Personal Injuries * In contentious business, a Solicitor may not calculate fees or other charges as a percentage or proportion of any award or settlement.

Roger Cleary

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We help people injured due to negligence* attain restitution to their pre-accident position, as much as is possible, for the pain, suffering & financial loss, by seeking damages from the negligent party on their behalf.