Driving without Insurance Ireland

It is an offence to drive a vehicle in a public place without an approved policy of insurance, which stems from S.56 of the Road Traffic Act 1961 (as amended).

Driving without Insurance Ireland

Road Traffic Laws

If a person who is driving the vehicle is not the owner, then it may be the owner of the vehicle who is found liable to a fine of up to €5,000 and/or imprisonment for 6 months.

If a demand is made by a Garda Siochana member to show the policy, and the driver does not allow the member examine the policy, it will be presumed no policy was in place.

Penalty Points

With this offence, a person is required to attend court to answer the charge.

Five points may be endorsed on a person’s licence record on conviction for this offence.

Driving Disqualification

A driver of a vehicle found liable for this offence, can also attract a driving disqualification order. It is necessary to prove to the court on a first offence there is a special reason not to impose a disqualification order on the driver.


Please be advised that the above-mentioned material is intended as an overview and as a broad outline of the topic discussed. It should not be considered as complete and comprehensive legal advice, nor act as an appropriate substitute.

Due care has been taken in the publication of this article and we do not accept legal liability as a result of reliance on any material covered in the above article.

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Roger Cleary

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